Spectera Vision
A UnitedHealth Group Company

June 25, 2007

Dear Spectera Vision Plan Member:

We are excited to tell you of several important enhancements to your Spectera VISIon care benefits. These enhancements are possible because as of August 1,2007 your vision benefits will be provided through our national parent company, Spectera, Inc. instead of through Spectera Vision Services of California, Inc.
As a result, your new vision plan through Spectera, Inc. will have several advantages - at no additional cost to you!

• You will have many more vision care providers to choose from. Today, within the state of California. your plan gives-you only a few providers to choose from. Once this change takes place, you will have more than 2,300 providers to choose from in California.

• You will have a choice of more than 25,000 private practice and retail chain providers
nationwide, many offering same-day service as well as evening and weekend hours.

• An out of network benefit will now be available when you receive covered services at an out-of-network, non-participating vision care provider. If you receive covered services from an out of network provider, you can request reimbursement up to the amount listed for out-of-network benefits. Refer to your member brochure, call 1¬800-638-3120 or visit our web site at www spectera com for a list of reimbursement amounts.

Your benefit plan year will start over on August 1,2007. for vision care products and services covered under your as of that date.

This means that coverage Spectera plan will start over

In short, you will receive all of your current vision care benefits and more, with no change in the cost of your monthly premium.

We also wanted to let you know that the United Optical stores in your area will be closing on August 11, 2007. A .complete up to date directory of providers. Please go on to our Web site, www.spectera .com or you may contact our Interactive Response System (IRS) at 1-800-839-3242.

No action is required from you. However, if you have questions regarding your new plan please call J-800-638-3120 or visit our web site at www spectera com

We thank you for the opportunity to continue to provide for your vision needs.

Sincerely,

Spectera Vision Services of California, Inc.

100 Corporate Pointe, Suite 380 Culver City, California 90230 (310) 242-6200 (800) 805-1036 FAX: (800) 878-6266